Where is your office located?
What government agency regulates Haberer?
What are the most important factors involved in choosing a professional investment advisor?
How does Haberer differ from a traditional stockbroker? What is the difference between a registered investment advisor (RIA) and a broker/dealer?
I have an existing investment portfolio, what will you do with it?
What are the fees for your service?
Can my investment management fee be deducted from my portfolio?
If I need my assets for other purposes, is there a cancellation or exit fee?
Will I be advised as to the current stock market outlook and the performance of my portfolio?
What protection or safeguards do I have with my portfolio to protect the assets?
If I hire Haberer, can I still trade securities in my portfolio?
Where is your office located?
We are located in downtown Cincinnati at the corner of Fifth Street & Main Street (PNC Center Building)
201 East Fifth Street
Suite 1100
Cincinnati, OH 45202
513.381.8200
888.422.3737
Click here for a map.
What government agency regulates Haberer?
Haberer Registered Investment Advisor, Inc. is a registered investment advisor under the Securities and Exchange Commission (SEC) – Investment Advisers Act of 1940. Our ADV Form I is available on the SEC web site.
What are the most important factors involved in choosing a professional investment advisor?
We feel both risk management and low costs are two critical variables that should be emphasized when choosing someone to advise you on your investments. Investors should agree with the advisor's investment philosophy and feel comfortable with their quality and method of research and communication, as well as investment style. Here are some critical points to cover with a potential advisor to clarify and establish a solid mutual long-term understanding and relationship.
1. Know your investment professional's experience and philosophy of investing.
2. Make sure there is a communication and personality fit between you and your advisor.
3. Ask if they have specific investment strategies designed to help and protect you during current market conditions.
4. Ask and understand how your investment professional is compensated.
5. Be honest about your current financial situation, goals, objectives, and risk tolerance.
6. Ask about the services and limitations of your investment advisor.
7. Schedule a regular financial check-up, to make sure you are on track or to make adjustments.
8. Call when circumstances in your life change that may impact your investment strategy.
9. Examine investment performance history, being sure to compare results obtained under particular market conditions, not just over a particular time frame.
10. Be realistic in your expectations regarding the returns expected on your account in light of the overall performance of the broad market indices and your risk considerations.
How does Haberer differ from a traditional stockbroker? What is the difference between a registered investment advisor (RIA) and a broker/dealer?
Haberer is a “fee-only” registered investment advisor, and as an asset management firm, we are concerned with the growth of your investment portfolio and the protection of your assets. We work directly for you and receive no compensation from any other source than the quarterly asset management fee we collect from each client therefore, we execute trades when we believe they will benefit the portfolio. A traditional stockbroker working for a broker/dealer or bank is typically a sales person who is compensated by generating commissions from the sale of investment securities and/or investment products.
I have an existing investment portfolio, what will you do with it?
We will review your current holdings with you prior to signing up with us. Your Client Manager will work with you to determine which securities or mutual funds we may wish to hold or sell. You are able to instruct us on which securities you wish to own based on possible tax consequences.
What are the fees for your service?
Our only compensation is derived from each client paying us a quarterly investment management fee. Any commissions or transaction fees incurred by the buying/selling of securities are the responsibility of the client. Many of clients custody their portfolios at a discount brokerage firm to help insure commissions or transaction fees are as low as possible.
Can my investment management fee be deducted from my portfolio?
Yes, most of our clients enjoy the convenience of having their quarterly investment management fee deducted from their portfolio. The option of making your quarterly fee payment by check is also available if preferred.
If I need my assets for other purposes, is there a cancellation or exit fee?
No, you may add or subtract assets from your portfolio as often as you like. If you decide not to retain our investment management services, we require a 30-day notice and we will rebate any fees collected on a pro-rated basis.
Will I be advised as to the current stock market outlook and the performance of my portfolio?
Yes, we believe strongly that communication is the key to a long-term, successful relationship with our clients. You will receive a monthly statement from your custodian and a quarterly portfolio review statement from Haberer detailing all transactions, securities held, along with performance data for your portfolio. You will meet with your Client Manager on a periodic basis to discuss any changes in your portfolio. We also send you a quarterly market review letter and newsletter.
What protection or safeguards do I have with my portfolio to protect the assets?
Each custodian we work with has insurance (SIPC, FDIC, Lloyds of London, etc.) to protect your assets in the event your custodian has financial problems or goes out of business. We only work with custodians who are financially sound with the assurance that they are well-positioned within the financial services industry.
If I hire Haberer, can I still trade securities in my portfolio?
Yes, your portfolio is always in your control. By hiring us, you give us discretionary management powers to supervise and execute all trades without your consent based on your specific Investment Policy Statement. Your client manager will suggest that you set-up a separate portfolio/account to perform your own stock picking or money management ideas.
