Haberer Registered Investment Advisors, Inc. (HRIA) is an investment advisory firm registered with the Securities and Exchange Commission (SEC) and a wholly owned subsidiary of Huntington Bancshares, Inc. HRIA uses the following custodies though not exclusively; Huntington Bank, Charles Schwab Institutional (Schwab), US Bank and Merrill Lynch for clearing, custody, trading or other brokerage services. HRIA is affiliated with Huntington Bank, and is not affiliated with Schwab, US Bank or Merrill Lynch.

HRIA provides investment advisory services for your account. Schwab, US Bank and Merrill Lynch do not review HRIA's web site and make no representation about its content. The information contained in the HRIA web site should not be considered to be either a recommendation by Schwab, US Bank or Merrill Lynch or a solicitation of any offer to purchase or sell any securities.